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Financing 

Financing options available through:

  • Lyon Financial (Pool Financing)

  • HFS Financial (Home Improvement/Pool Loans)

  • Enerbank USA (Central Boiler Furnaces)

  • Yard Card Financing (Central Boiler Furnaces) - visit our store for details

Pool Financing

Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. Your call will always be answered by a live, knowledgeable representative, eager to offer solutions. Partner with the industry’s leader to make your backyard dreams come true!

  • Low, fixed rates

  • Loans up to $200,000‡

  • Terms up to 30 years‡

  • No consulting fees

  • No prepayment penalties

  • No equity or appraisals required

  • Electronic documents for fast approvals

  • Partner with homeowner and pool professional until project is complete

‡Available on approved credit, not all will qualify. Subject to change. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Term of 30 years requires a minimum FICO of 780. Loans for non-pool/standalone home improvement projects may incur different rates and terms based on loan purpose. Payment example: Monthly payments for a $100,000 loan at 9.24% APR with a term of 30 years would result in 360 monthly payments of $821.95.

Home Improvement/Pools

HFS Financial offers home improvement loans, including for above and inground pools.  Checking your rate DOES NOT affect your credit.

  • No Stage Funding

  • No Equity/No Appraisal

  • No Money Down

  • Direct-to-Consumer Funded

  • Terms Up to 20 Years

  • Personal Loans

  • 120% Financing Available Now!

All information is subject to change without notice. An inquiry you submit to HFS Financial is for the purpose of obtaining additional information regarding a potential loan provided by one of HFS’s third-party lenders under terms & conditions arranged directly between you and such lender and conditioned upon the completion of all credit documentation. Loan Example: A loan for $60,000 with a fixed rate of 7.99% and an APR of 8.52% for a term of 20 years would result in 240 payments of $501.49, assuming the applicant(s) do not pay off the loan early.  All loan programs found at www.hfsfinancial.net have no fees or penalties for prepayment.  Not all will qualify.

Central Boiler Furnaces

Enerbank USA offers 6-Months Same-As-Cash Loans and Traditional Installment Loans (as low as 8.99% APR) are available.

Program Phone number: (866) 341-5400

Loan Code Options:

  • 6-Months Same-As-Cash* code is DCB3723

  • Traditional Installment Loan** code is DCB3722

Contractor ID: 160639

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of March 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 180 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after first disbursement.

**As Low as 8.99% Traditional Installment Loan – Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Minimum monthly payments vary between $11.37 and $94.80 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

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