
LYON Financial
Lyon Financial is proud to partner with Bee Tree Spas and Pools
Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. Your call will always be answered by a live, knowledgeable representative, eager to offer solutions. Partner with the industry’s leader to make your backyard dreams come true!

- Low, fixed rates
- Loans up to $200,000‡
- Terms up to 25 years‡
- No consulting fees
- No prepayment penalties
- No equity or appraisals required
- Electronic documents for fast approvals
- Partner with homeowner and pool professional until project is complete
HFS Financial & Central Boiler Financing (EnerBank USA)
HFS Financial
HFS Financial offers Home Improvement loans up to $500,000, and provides 100% financing of any home improvement project.
Loan Details: Loans over $20k
- Interest Rates: 2.99% depending on credit
- Minimum Credit Score: 640
- Loan terms: 2-20 years (client’s choice)
- No prepayment penalties
- Conditional approvals issued within 24 hours of applying
- Closings as quickly as 3 business days.
Does not affect the customer credit to apply with HFS
Please contact us to find out which financing options are available to you, or to learn about special financing promotions.
EnerBank USA
Program Phone number: (866) 341-5400
Loan Code Options:
- 6-Month Same-As-Cash* code is DCB3723
- 10.99% for up to 12 years** code is D8876
- Traditional Installment Loan*** code is DCB3722
Contractor ID – 160639
6-Month Same-As-Cash Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved
credit, for a limited time. 19.99% fixed APR, effective as of March 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 180 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after first disbursement.
10.99% APR For Up to 12-Year Loan
**Credit and loans provided by Regions
Bank d/b/a EnerBank USA, Member FDIC,
(650 S. Main St., Suite 1000, Salt Lake City,
UT 84101-2844) on approved credit, for a
limited time. 10.99% fixed APR, subject
to change. Minimum loan amounts
apply. Interest starts accruing when
funds are disbursed. Repayment term for
up to 144 months. Actual loan term may be
shorter if less than the full approved
amount of credit used. First monthly loan
payment due 30 days after funds are
disbursed.
Traditional Installment Loan
***Risk-Based Traditional Installment Loans
Credit and loans provided by Regions Bank d/b/a
EnerBank USA, Member FDIC, (650 S. Main St.,
Suite 1000, Salt Lake City, UT 84101-2844) on
approved credit, for a limited time. 8.99% to
15.99% fixed APR, subject to change. Minimum
loan amounts apply. Interest starts accruing
when funds are disbursed. Open line period
payments due 90 days after origination and
monthly thereafter during open line period. When
open line period ends, the balance becomes a
fixed rate installment loan; repayment terms vary
from 12 to 144 months. Actual loan term may be
shorter if less than the full approved amount of
credit is used. First monthly loan payment due 30
days from the end of the open line period.